|
Adjust Your $pending Attitude
What kind of a spender are you? See if you can find your style and decide if you need a change of heart.
| SPENDING STYLES | | |
| $ Status Seekers | - | "I need to look rich." |
| $ Charge-it-Nowsters | - | "I can't wait!" |
| $ Futurists Buy Now | - | "Next raise will be better! |
| $ Nickle & Dimers | - | "It only cost $2.50." |
| $ Pick-Me-Uppers | - | "Shopping makes me feel better." |
| $ Revenge Spenders | - | "I'll show 'em." |
| $ Shopping Pros | - | "But, everything was on sale!" |
Have you ever noticed that "$penders" use excuses to rationalize their habits?
Spending could be blamed on the big sale or it was such a good deal. More clothes, shoes, tools, sports or
hobby equipment could be viewed as needed. Or, maybe it's simply buying items without forethought,
comparison shopping, or saving the amount needed to make the purchase.
$pending $tyles are habits that can be modified, if someone has the desire to change. It all depends on
the big if...If you want to get out of debt...If you want to get ahead & reach your goals...If you want to
learn financial basics... If you're willing to start...
Good news! Everyone can be benefit from a few simple steps to empowerment.
The Exhilarating Power of Choice
Making informed choices, energizes the decision maker. First, gather all the facts of your financial
situation, including your income, outgo, and debt. Can you draw conclusions from your spending style?
Are you living paycheck-to-paycheck, spending more than you earn, making ends meet with credit cards,
and late on your payments? Make the wise choice to seek outside help.
A reputable credit counseling agency can help with a budget analysis and a Debt Management Plan (DMP).
This type of plan will reduce your debt, lower your interest rates and shorten payoff time. You make
one debt payment, which is dispersed to your credit card companies or other creditors. What a relief
that choice would make! It is exhilarating to take action that will change your life, finances, and
reduce your stress level.
You can make the choice to change your spending habits. Once you start, the choice to continue is invigorating.
You set goals and reach them. You've made the emotional investment to stick to your guns and see the results.
Celebrate each achievement along the way.
Debt Free can help you get out of debt in 3 - 5 years.
Call today for your free budget analysis.
1-866-814-3332 or visit: www.CallDebtFree.com
$imple $teps to $uccess
- Be accountable to someone
- Communicate & cooperate
- Create a $pending Plan (Budget)
- Learn about saving & investing
- $ave - $ave - $ave
- $et achievable steps to reach goals
- Stay $olution focused
|
